If you are one of the millions of people who do not have health insurance but need healthcare, there is an answer, or maybe several answers. The first thing that an individual who is not insured should check is their local clinics. There are community clinics available that will charge you little or next to nothing. They provide services that range from dental assistance to behavioral health services to those who are less fortunate. Without insurance, one trip to your local doctor will probably cost a couple of hundred dollars. A trip to a specialist much more. Some doctors and hospitals will turn you down if you do not have insurance. Also, many insurance companies require the customer to have a referral PRIOR to going to a specialist, however, this remains false for those without insurance. If you do not have insurance then you will not need a referral for a specialist. Only go to the emergency room if it is a complete emergency, such as a heart attack or stroke. Bumps and bruises can be handled at an urgent care or walk-in clinic. Many are unaware of how much financial damage can come from going to the emergency room for a small scrape or cut . This is why it is extremely important to be educated about your benefits.
VISIT: HRSA-FIND A HEALTH CENTER, to find a local health care center. HRSA Health Centers provide health care based on your income. For your latest updates on health care, visit, HEALTH CARE.GOV
Individuals who are below the annual poverty line can apply for Medicaid. Medicaid is a program within the United States that assists certain individuals and families with low income and resources. It is a means-tested program that is jointly funded by the state and the federal governments, and is managed by the states. Also, if you do not have the insurance, it never hurts to ask the doctors office for a discount. Sometimes doctors offices will give discounts to people who do not have insurance. Of course the formalities are different depending on which doctor you go to, but it is worth a try. If possible, try to ask prior to making an appointment if discounts are available. In addition, getting blood work can be expensive; however, discounts can also be offered, along with prescription drugs. The Healthcare Blue Book is a wonderful resource to help you determine cost of medical services in your area.
ASSISTANCE PROGRAMS FOR THE UNINSURED:
Written By: Te-Shandra Haskett
- HELP FOR THE UNINSURED!
- WOMEN'S HEALTH. THE IMPORTANCE OF AN ANNUAL CHECK-UP!
- WHAT YOU SHOULD KNOW BEFORE YOU GO UNDER THE KNIFE!
- VISIT OUR HEALTHCARE SECTION!
- BREAST CANCER INTERNATIONAL AWARENESS! EVERYTHING YOU NEED TO KNOW!
- HEALTH INSURANCE RELATED OPTIONS FOR THE UNINSURED
Blessed is that man that maketh the LORD his trust, and respecteth not the proud, nor such as turn aside to lies. — Psalm 40:4 (KJV)